The firm’s own AML control record
Programme readiness and evidence
Registration, people, policy communication, training, audit and regulator response clocks in one inspectable record.
Permission preview
Narrow compliance boundary
This surface contains no STR register, STR record, suspicion flag, narrative or client-facing data. Those records exist only in the separately restricted STR workspace. Firm obligations are excluded from every client query.
Record type
Expiry window
Firm programme record
CSP registration and RQI roster
Expiry, renewal, grace and endorsement clocks are separate recorded dates.
CSP registration
CSP-2025-01842
Renewal window
Opened 2026-07-20
Expiry 2026-10-18
Grace end
2026-12-17
Not an extension of authority
Firm obligation
STATUTORY_CRITICAL
Raised when renewal opened
| RQI | Registration | Expiry | Days remaining | Endorsement due | Training valid | Proficiency test |
|---|---|---|---|---|---|---|
| Arun Balakrishnan | RQI-2025-00381 | 2026-09-18 | 30-day alarm · 30d remains | 2026-09-02 14-day appointment clock | 2026-11-30 | 2026-06-12 |
| Cheryl Lim | RQI-2025-00604 | 2027-03-02 | 195 days remains | 2027-03-16 14-day appointment clock | 2026-08-26 | 2026-02-20 |
EWRA 2026.2
Enterprise-wide risk assessment
Published 2026-06-30 · approver Arun Balakrishnan · next review 2027-06-30
- Customers · 12 entities by risk
- Countries · beneficial-owner locations
- Products · service-code mix
- Transactions · delivery channels and volumes
IPPC 2026.3
Internal policies, procedures and controls
Published 2026-07-01 · approver Arun Balakrishnan
Training, proficiency and IPPC acknowledgement
A training record without a proficiency test remains incomplete.
Farah Idris
OPS_EXECUTIVE
AML/CFT foundations 2026 · CERT-401
Valid until 2026-11-14
Proficiency: 2026-05-14
IPPC acknowledgement: 2026-07-04
Devika Rajan
OPS_EXECUTIVE
AML/CFT foundations 2026 · CERT-417
Valid until 2026-09-17
Proficiency: missing · incomplete record
IPPC acknowledgement: 2026-07-05
Jonas Goh
OPS_LEAD
AML/CFT foundations 2026 · CERT-388
Valid until 2026-08-26
Proficiency: 2026-02-26
IPPC acknowledgement: 46 days outstanding · weekly chaser
Arun Balakrishnan
COMPLIANCE_OFFICER
MLRO advanced programme · CERT-362
Valid until 2026-12-11
Proficiency: 2026-06-12
IPPC acknowledgement: 2026-07-03
Independent audit
Engagement, sampling and remediation remain linked.
Morrow Risk Assurance LLP
1 Jul 2025–30 Jun 2026
AML programme design and sampled operating effectiveness
Sampling: 24 client files · 12 screening dispositions · all policy versions
Disposition rationale sampling
FND-04 · Remediation evidence outstanding
Training certificate indexing
FND-05 · Certificate index v2 attached
Regulator correspondence and inspections
Each response clock is an obligation, never a diary note.
CSP renewal evidence clarification
Received 2026-08-15 · response due 2026-08-22
Eight-area programme review
Received 2026-05-09 · response due 2026-05-30
Bizfile client-list coverage
Coverage gate for regulated filings.
active
pending
not listed
Last checked 2026-08-19 08:05 SGT
Break-glass review
Incident review state only; access reasons and revealed content remain in the audit surface.
2026-08-02 22:14 SGT · actor Priya Nair · One restricted customer record
Reviewed by Arun Balakrishnan
2026-08-18 18:42 SGT · actor Marcus Lee · One identity-vault document